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Life Insurance for Adults

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Adult Life Insurance

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Adults + Children

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$5,000
$10,000
$20,000

$30,000
$50,000

$5,000, $10,000, $20,000, $30,000, $50,000

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No Medical Exam —
Simple Application
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No Waiting Period Full Coverage The First Day
Fast Approval Process Full Coverage The First Day—Fast Approval Process

Monthly Rates As Low As: $3.49 for Adults
$2.17 for Children or Grandchildren

Customer Reviews

14,327 Google reviews 4.2 out of 5 stars

5 out of 5 stars Mary Watterson — 5/07/2025
I never hand a bad experience with Globe Life. Everyone is always nice and friendly.
5 out of 5 stars Paul Busillo — 4/21/2025
Been with company 18 yrs they have been professional throughout that whole time.
5 out of 5 stars Deloris Long — 3/14/2025
I started policies for both my grandsons at an early age. Now they are 24 and 22. Great company to work with and chances to increase coverage over time.
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5 out of 5 stars Karen Boyd — 1/11/2025
Globe Life has never failed to provide immediate and more-than-satisfactory assistance. I am one of those folks who appreciate being able to speak to a live person; and Globe Life's representatives have always been friendly, professional, and - most of all - helpful.
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5 out of 5 stars Joyce Doty — 1/2/2025
Always a pleasure and very helpful. Keep to the GREAT work Globe Life!
5 out of 5 stars Melissa Cheney — 11/21/2024
I really appreciate your help with my payment over the phone. I had a mixup with my check being connected to a savings account. Thanks so much.
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5 out of 5 stars Rebecca Magan — 10/15/2024
I have been with them since 2010 and have never had a bad experience. They offer great coverage at a great price.
5 out of 5 stars Honoray Wright — 10/02/2024
Globe Life is simple and easy to understand, they are always there to help when you need anything

Buy $50,000

Life Insurance for Adults

Buy direct from the comfort of your home! It’s easy to buy. Online application can be completed in minutes. There is no medical exam—just a simple application.

Buy direct from the comfort of your home! Feel secure knowing that money will be there for credit card bills, home and car loans, children’s and grandchildren’s future education and even your medical and final burial expenses.

Life insurance that fits your budget Choose the right coverage amount to fit your monthly expenses.

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$1^* BUYS $30,000

Life Insurance for Children

Take the first step towards a financial head start for your child or grandchild Your child’s policy builds cash value for the future.

Benefits never canceled or reduced Once approved, your benefits will never be reduced or canceled regardless of changes in age, health or occupation as long as the premiums are paid on time.

Rates are guaranteed to stay the same for life The monthly rate is based on your children’s or grandchildren’s present age and is guaranteed to stay the same for the rest of their life.

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Join Thousands Of Current Globe Life Insurance Company of New York Policyholders

Globe Life Insurance Company of New York is rated A (Excellent)** by A.M. Best Company based on their latest analysis of Globe Life Insurance Company of New York's financial strength, management skills and integrity.
(rating as of 11/25)

Monthly Rates Juvenile rates are for the following states:
Current Age	$5,000	$10,000	$15,000	$20,000	$30,000
0	$2.17	$4.28	$5.98	$7.67	$11.05
1-4	$2.88	$4.86	$6.84	$8.82	$12.78
5-9	$3.16	$5.43	$7.69	$9.95	$14.48
10-12	$3.60	$6.30	$9.00	$11.70	$17.10
13-17	$4.20	$7.51	$10.81	$14.11	$20.72
18-21	$4.55	$8.19	$11.83	$15.48	$22.77
22-25	$4.98	$9.05	$13.13	$17.21	$25.36

Monthly Rates Juvenile rates are for the following states:
Current Age	$5,000	$10,000	$15,000	$20,000	$30,000
0	$2.17	$4.64	$6.52	$8.39	$12.13
1-4	$2.77	$4.69	$6.57	$8.44	$12.18
5-9	$3.16	$5.43	$7.69	$9.95	$14.48
10-14	$3.68	$6.45	$9.23	$12.01	$17.56
15-19	$4.20	$7.51	$10.81	$14.11	$20.72
20-25	$4.98	$9.05	$13.13	$17.21	$25.36

Monthly Rates For Females Adult rates are for the following states:
Your Age	$5,000	$10,000	$20,000	$30,000	$50,000	$75,000	$100,000
18-20	$1.99	$2.82	$4.46	$6.11	$9.41	$13.54	$17.68
21-25	2.32	3.37	5.48	7.59	11.79	17.05	22.32
26-30	2.92	4.35	7.23	10.10	15.86	23.04	30.24
31-35	3.57	5.47	9.27	13.07	20.67	30.17	39.67
36-40	4.22	6.63	11.45	16.28	25.92	37.98	50.04
41-45	5.07	8.17	14.36	20.55	32.95	48.44	63.92
46-50	6.39	10.54	18.85	27.16	43.78	64.54	85.32
51-55	7.70	13.00	23.61	34.21	55.42	81.93	108.45
56-60^†	9.34	16.14	29.74	43.35	70.56	104.57	138.58
61-65	11.47	20.28	37.89	55.50	90.71	134.73	178.76
66-70	14.50	26.19	49.58	72.96	119.75	178.21	236.68
71-75	19.17	35.38	67.81	100.24	165.10	246.16	327.22
76-80	26.38	49.72	96.41	143.11	236.49	353.21	469.94
81-85‡	39.49	75.99	148.99	221.99	367.99	550.49	733.00
86-89‡	54.49	106.99	211.99	316.99	526.99	789.48	1,051.97

Monthly Rates For Males Adult rates are for the following states:
Your Age	$5,000	$10,000	$20,000	$30,000	$50,000	$75,000	$100,000
18-20	$2.22	$3.71	$6.69	$9.68	$15.65	$23.11	$30.58
21-25	2.86	4.81	8.71	12.62	20.43	30.19	39.94
26-30	3.49	5.91	10.75	15.60	25.28	37.38	49.48
31-35	4.16	7.10	12.98	18.86	30.62	45.31	59.99
36-40	5.12	8.81	16.17	23.54	38.28	56.70	75.11
41-45	6.40	11.11	20.51	29.92	48.73	72.24	95.76
46-50	8.10	14.18	26.34	38.50	62.83	93.23	123.64
51-55	10.12	17.91	33.49	49.06	80.21	119.14	158.08
56-60^†	12.94	23.16	43.60	64.03	104.90	155.99	207.09
61-65	17.02	30.84	58.49	86.14	141.44	210.55	279.67
66-70	22.99	42.24	80.73	119.23	196.23	292.48	388.73
71-75	31.92	59.54	114.79	170.04	280.54	418.66	556.79
76-80	41.90	79.46	154.59	229.72	379.98	567.81	755.64
81-85^†	57.99	111.99	219.99	327.99	543.99	813.98	1,083.98
86-89^†	81.99	161.49	320.49	479.49	797.49	1,194.99	1,592.50